Analyst, Underwriting-Processor

Purpose and Job Summary:
The Processor plays a crucial role in supporting the Agency Affordable Underwriting Team by undertaking various administrative and analytical tasks that contribute to the overall efficiency and effectiveness of the underwriting process.

Essential Duties and Responsibilities:

• Order and Manage Reports: Order, track, and secure third-party reports from various vendors to ensure all necessary information is readily available for the underwriting team.

• Conduct Thorough Searches: Perform comprehensive credit and negative media searches for all individuals and entities required by the Agencies, document findings in the underwriting file, and promptly communicate any significant discoveries to the underwriting team.

• Collect and Distribute Due Diligence: Obtain the necessary underwriting due diligence from the borrower, verify its acceptability, and distribute it to the underwriting team members assigned to the mortgage loan.

• Verify Financial Information: Obtain and scrutinize credit reports, as well as confirm liquidity and mortgages for underwritten sponsors. This critical task ensures the accuracy and integrity of financial data used in the underwriting process.

• Coordinate Site Inspections: Facilitate the scheduling and logistics of property site inspections, serving as a liaison between the underwriting team and various stakeholders.

• Maintain Policies and Procedures: Distribute communication from the agencies to the underwriting team and manage updates to policies and procedures based on feedback from senior leadership.

Travel Requirements - 10%.

Education, Skills and Experience:
Required:

• Educational Background: Recent college graduate or a professional with limited to no experience in real estate, eager to learn and grow in the field.

• Technical Proficiency: Strong familiarity with Microsoft Office suite and other relevant software systems.

• Exceptional Communication Skills: Possess outstanding written and verbal communication abilities, along with strong presentation and interpersonal skills, enabling effective interactions with team members, management, and external contacts.

• Quick Learner: Demonstrated ability to rapidly assimilate new information and concepts, showcasing independent problem solving skills while being a cooperative team player.

• Organizational Competence: Strong organizational skills with a keen ability to plan, prioritize, and manage multiple tasks simultaneously, ensuring that all assignments are completed on time and to a high standard. The Processor role requires an individual who can thrive in meeting strict deadlines.

• Professionalism: Exhibits a courteous and polished demeanor when interacting with colleagues, leadership, and outside parties, fostering a positive work environment.

• Innovative Thinker: A proactive and resourceful individual who thrives in fast-paced settings and enjoys the challenges of contributing to a dynamic team atmosphere.

Life at ORIX

We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance.

You Time

We want you to have the time needed to recharge and manage life with our competitive vacation policy, floating personal holidays, extensive leave options, our annual observed holidays, and more.

Family Care

Every family has a different journey and ORIX USA Group is proud to offer extensive benefit programs such as: infertility coverage, adoption support, child and elder care, fully paid maternity, and generous parental leave benefits to help you and your families along the way.

Flexible Work Arrangements

ORIX associates enjoy the advantages of our hybrid working model with a 3 day in-office minimum requirement.

ORIX USA is an equal opportunity employer, providing equal employment opportunities (EEO), and is committed to diversifying its workforce. All employees and applicants for employment will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. This policy applies to all terms and conditions of employment.