Manager-Risk Management - job 3 of 33
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role?
The Credit Risk Oversight organization within Global Risk and Compliance (GRC) is responsible for independently overseeing and challenging the company’s credit risk taking and credit risk management activities, including the comprehensive identification, management, and mitigation of credit risks within the company’s risk appetite.
The candidate is responsible to conduct independent credit risk assessments of commercial rating and underwriting decisions, develop monitoring rules, review credit risk processes, and take part in projects that provide credible challenge to 1st line credit risk teams. The candidate should have experience in commercial credit risk management, data & analytics, risk appetite limit setting, portfolio monitoring and relevant regulatory regulations, and guidance.
Key Responsibilities:
- Conduct independent review of wholesale rating and underwriting decisions and provide credible challenge to first line teams. Assess adherence to credit policies and procedures and bank regulations.
- Conduct quantitative analysis on risk management data to drive insights and recommendations for first-line teams.
- Collaborate with Business Unit Risk teams to enhance decision processes or address major credit issues.
- Identify credit risk metrics (e.g. KRIs and KPIs) to continuously monitor and oversee risk.
- Develop requirements to support the next generation risk capabilities
- Produce credit risk dashboards for AXP Risk Committees including tracking risk appetite metrics.
- Analyze trends in the charge and lending portfolios and conduct deep dive analysis to understand key drivers.
Qualifications:
- 5+ years of Banking or Credit risk management experience and strong experience related to Commercial credit extension and management.
- Familiarity with banking regulations, particularly those imposed by OCC and Federal Reserve.
- Knowledge of macroeconomic trends and its impact on borrower repayment.
- Ability to clearly communicate oversight findings to credit risk peers, business partners, and senior leaders.
- Demonstrates the courage to challenge the status quo.
- Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals.
- Ability to clearly communicate oversight findings to credit risk peers, business partners, and senior leaders.
- Experience with data-driven analytical tools is helpful (e.g. SQL, SAS, R, Python)
- Bachelor’s degree with high GPA and a degree (or substantial coursework) in Finance, Accounting, Economics, or Business.
Salary Range: $80,000.00 to $155,000.00 annually + bonus + benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Bonus incentives
- 6% Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
*Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.
US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster
Average salary estimate
If an employer mentions a salary or salary range on their job, we display it as an "Employer Estimate". If a job has no salary data, Rise displays an estimate if available.
Experienced Full Stack Engineer needed to drive innovative software development at American Express’ Global Servicing Technology team in Sunrise, FL.
Support and drive critical enterprise payments program management initiatives at American Express in a dynamic, hybrid work environment.
Join American Express as a Manager of Risk Management and lead the development of a robust governance framework for project oversight within the Global Risk & Compliance Organization.
Join American Express as a Senior Manager in Control Management to lead product risk assessments and enhance operational resilience.
Become a key player at American Express as a Manager in Risk Management, driving governance and oversight for critical projects within a globally recognized brand.
Join American Express as a Manager in Conduct Risk Management to shape risk culture and accountability across the organization.
Join American Express as a Manager in Risk Management, where you'll lead initiatives to strengthen governance and mitigate risks across enterprise projects.
Step into a pivotal role at American Express as a Senior Manager in Risk Management, driving data analytics to shape strategic decisions that impact our customers and business.
Seeking an experienced Director for the Enterprise Control Management team at American Express to lead the RCSA program and enhance operational risk management.
As the Director of Business Disruption and Operational Resilience Risk Management at American Express, you'll play a vital role in overseeing the company's operational risk management framework.
Lead product risk assessments at American Express, driving operational excellence and compliance across business initiatives.
Step into a pivotal role at American Express as a Manager focused on Business Disruption & Operational Resilience Risk Management, ensuring robust risk management in an evolving landscape.
Join a leading financial services provider as a Quantitative Risk Analyst and utilize your quantitative skills to enhance risk management practices.
Join American Express as a Senior Manager in Control Management, where you can drive operational risk assessments and lead the way in maintaining stringent risk protocols within a global leader in payment solutions.
American Express seeks a dynamic Director of Risk Management to lead credit risk governance and reporting efforts as part of our Global Risk and Compliance team.
American Express is a multinational financial services corporation and global leader in providing personal, small business, and corporate credit cards.
5888 jobs
Subscribe to Rise newsletter
🔮
Hi, I'm Risa! Your AI Career Copilot
you, just ask me below!
