Director, Savings Product Management - job 3 of 12

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With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

The U.S. Consumer Services Team is responsible for our suite of consumer products, services, and experiences in the U.S., including our premium, cobrand, cash back, and lending portfolios, Membership Rewards, Global Travel & Lifestyle Services, the Centurion Lounge network, our Global Dining and Resy businesses, U.S. Consumer Banking, and best-in-class marketing programs across customer, prospect, and partner channels. The USCS team is focused on making membership an indisputable competitive advantage and helping each other become better leaders every day. The Consumer Banking Organization’s mission is to become essential to American Express Members’ lives by providing Everyday Banking products with unparalleled value, service, and convenience. Our Member deposits represent the largest source of funding for American Express, and a key strategic priority is to continue to grow our portfolio of cost efficient, resilient deposits.

The Director of Savings Product Management will lead the team focusing on our Amex Savings product strategy and continuing the growth of our Savings portfolio.

How will you make an impact in this role?

• Oversee the Savings product P&L and deposits portfolio, including identifying opportunities to drive efficiency and growth.
• Articulate the Savings product value proposition and roadmap strategy for features, benefits, and experiences. Act on opportunities to collaborate across Banking, Marketing and Card Product teams to leverage cross-product integration points.
• Define and maintain product terms and disclosures.
• Identify requirements for and work closely with Product Development, Fraud Risk, Servicing and other teams on design and delivery of select product features.
• Manage product roadmap strategy and marketing test agenda for SpendSmart budget management tool.
• Contribute to and glean insights from customer research agenda. Monitor industry trends and updates to competitor value propositions and product offerings.
• Lead a dynamic and high-performing team.

Minimum Qualifications

• Strong financial acumen and general management mindset to understand drivers of product P&L and key product metrics.
• Outstanding interpersonal, communication and influencing skills with the ability to work with colleagues across different functions and at all levels.
• Strategic thought leadership with strong critical thinking and analytical skills, and comfort setting vision and making decisions based on business needs.
• Action-orientation with track record of collaborating to drive results.
• Proven project management skills with ability to prioritize and lead multiple initiatives.
• Intellectual curiosity to go deep to truly understand customer needs and competitive trends, think creatively, challenge the status quo and drive innovation.
• Enthusiastic people leadership with proven ability to develop, engage and empower colleagues and build a highly effective, inclusive culture.
• Bachelors Degree

Salary Range: $145,000.00 to $230,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for this position

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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