FinCrime Expansion Senior Manager- NorthAm

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

We are looking for a highly experienced individual to join our team and support the rapid expansion of our product in North America. This is an exciting, hands-on opportunity to work directly with product managers, analysts, and engineers.

The primary goal of this role is to ensure that Wise's new and existing products in the US and Canada comply with regulatory obligations and have robust controls to manage financial crime risk. The ideal candidate will be an expert in anti-financial crime risk with a proven track record in evaluating financial crime risk for products and implementing effective controls that can scale to support continued growth.

Your mission: 

Wise has already pioneered new ways for people to transfer money across borders and currencies. Now, we are expanding our US and Canada product offerings, prioritizing compliance and a strategic approach to local financial crime risks. This role will be pivotal in launching new products and features, refining controls to elevate customer experience. You will also be responsible for the adequacy of financial crime controls on regionally managed yet globally available products, such as USD local account details.

Here’s how you’ll be contributing to the NorthAm Product Compliance and Risk team, in the first line: 

• Product risk assessment: Continuously enhance the regional product risk assessment process, meticulously documenting and updating financial crime risks associated with our products.

• Proactive risk management: Develop robust metrics and a comprehensive financial crime product risk monitoring framework to promptly identify and address emerging risks.

• Enable compliant growth: Collaborate closely with product managers to evaluate new products, identify new or heightened risks, and implement necessary controls to mitigate them, fostering growth without compromising compliance.

• Regulatory and Bank Partner liaison: Serve as a subject matter expert, articulating our products and their associated controls effectively to bank partners, regulators, and auditors.

• Innovative compliance solutions: Design and implement scalable, efficient, and customer-centric solutions that meet complex regulatory requirements, enabling product expansion while maintaining compliance integrity.

• Strategic advisory: Provide expert advice to Product Managers on current and upcoming regulations, identify gaps and risks, and partner with them to proactively develop solutions.

This role will give you the opportunity to: 

• Grow your hands-on Fintech knowledge at full speed; 

• Keep compliance right at the heart of the product development cycle, in a fast-moving environment;  

• Be empowered to identify ‘regulatory problems’ and take a lead in the solution design and implementation; 

About you: 

• You have a background in anti-financial crime with specific experience in implementation of controls to address regulatory and risk requirements.

• You have experience scaling financial crime controls across a number of markets with particular experience in the Canadian and US markets

• Ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders;

• Problem solving attitude, with the ability to use regulations together with data to drive business decisions; 

• Experience in supporting a maturing anti-financial crime program- moving from a start up to bank standard

• Experience (or interest) in working in a fast-growing environment and working directly with product teams; 

• Willing to travel, as Wise offices are located across different countries; and

• Legally authorized to work in the US

Some extra skills that would be great: 

• Experience with Confluence, Jira, Risk and Controls software 

• Experience evaluating and launching products at other regulated financial institutions 

• Experience working with global teams 

Further information: 

• We’re people without borders — without judgment or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in.

• Also, qualifications aren’t that important to us. If you’ve got great experience, and you’re great at articulating your thinking, we’d like to hear from you.

• And because we believe that diverse teams build better products, we’d especially love to hear from you if you’re from an under-represented demographic.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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